Factoring invoices is helpful for numerous factors. It enables a truck company to raise cash without getting new financial obligation. While financial obligation is in some cases essential, most truck companies would prefer to raise money without obtaining cash. Debt is high-risk, and when it cannot be repaid, assets can be repossessed. If the financial obligation is huge enough, it might even force a freight brokerage out of business.
Do You Do Any Of These Embarrassing Things? - Choose A Freight�Factoring Company Instead Of A Regular Bank Financing
How to Enhance Money Flow Without Loaning -Cash Money flow is one of the main reasons businesses fail.
At one time or another, every company, even effective ones, have experienced bad cash flow.
Money flow does not have to be an issue any ever more. Do not be fooled -- banks are not the only places you can get funding. Other options are available and you do not have to borrow. What is trucking factoring ? One option is called trucking factoring. Trucking Factoring is the process of selling invoices to an investor instead of waiting to collect the cash from the
customer. Oh, the Irony- Trucking factoring has an ironic distinction:
It is the financial
foundation of many of America's most successful companies. Why is this ironic ? Since staffing factoring is not taught in business colleges, is rarely discussed in company plans and is fairly unidentified to bulk of most of American company individuals.
Yet it is a financial procedure that frees billions of dollars every year, enabling countless businesses to grow and succeed. Truck Factoring has actually been around for countless years. Accounts Receivable Factoring Companies are financiers who pay money for the right to get the future payments on your invoices. An overdue receivable or invoice has value. It is a debt your client has agreed pay in the near future. Factoring Principals--Although factoring
deals solely with business-to-business deals, a big percentage of the retail company utilizes a factoring principal. MasterCard, Visa, and American Express all use a form of factoring in their retail deals. Utilizing the purest definition of the word, these large consumer finance business are really just big Accounts Receivable Factoring Companies of consumer paper. Consider it: You purchase at Sears and charge
it to your MasterCard. The store gets paid almost instantly, although you do not make payment until you are ready.
For this service, the credit card company charges XYZ Store a charge (typical common normal charges range from two to four percent of the sale). The Benefits Commercial Factoring can offer numerous advantages to cash-hungry companies. Rather than wait 30, 60, 90 days or longer for payment on a product that has actually currently been provided, a company can factor
(sell) its receivables for money at a small discount
off the amount of
the invoice. Payroll, advertising efforts, and working capital are simply a few of the company requirements that can be satisfied with instant money.
Receivable Loan Funding offers the means for a producer to replenish stock and make even more items to offer: There is no longer a need to await for earlier sales to be paid. FACTORING is not simply a money management tool for manufacturers: Practically any kind company can take advantage of Invoice Factoring. Generally, a business that extends credit
will have 10 to 20 percent
of its annual sales bound in invoices at any given time. Think for a minute about how much is bound in 60 days' worth of invoices: You can not pay the power bill or this week s payroll with a customer s invoice, but you can sell that invoice for the money to satisfy those obligations. Using truck factoring companies is a quick and simple process. The factoring company buys the invoice at a discount, typically a few portion
points less than the face value of the invoice.
Bridgeport is the most populous city in the state of Connecticut. Located in Fairfield County on the Pequonnock River and Long Island Sound, the city had an estimated population of 144,229 at the 2010 United States Census and is the core of the Greater Bridgeport area.Black Rock is a neighborhood in the southwestern section of the city of Bridgeport, Connecticut. It was part of the Town of Fairfield before the State of Connecticut granted the land to Bridgeport. It borders Fairfield and the Ash Creek tidal estuary on the west, the West Side/West End of Bridgeport on the north and east, and Black Rock Harbor and Long Island Sound on the south.The city is part of the Greater New York City Combined Statistical Area. It is the fifth-largest city in New England (behind Boston, Worcester, Providence and Springfield). Bridgeport is the center of the 48th-largest urban area in the United States, just behind Hart (47th). Most of Bridgeport was originally a part of the township of Strat.English colonists began settling along the Pequonnock River after 1639, quickly buying land from the Paugussett tribe or otherwise divesting them of it. The settlement became a center of trade, shipbuilding, and whaling. In the mid-19th century, the village rapidly industrialized, attracting immigrants to the growing number of factory jobs. Industry stayed strong until after World War II. Industrial restructuring and suburbanization caused the loss of many jobs and affluent residents, leaving Bridgeport struggling with problems of poverty. In the 21st century, conversion of office buildings to residential, and other redevelopment is attracting new residents.The circus-promoter and former mayor, P.T. , was a famous resident of the city. Barnum built three houses there, and housed his circus in town during winters. The first Subway restaurant opened in the North End section of the city in 1965. ThePie Company was located here, and Bridgeport is credited as the birthplace of the .According to the City's 2009 Comprehensive Annual Financial Report, the top employers in the city are:
New Haven is the second-largest city in Connecticut (after Bridgeport), with a population of 129,779 people as of the 2010 United States Census. According to a census done by the Census Bureau as of July 1, 2012, the city had a population of 130,741. New Haven is the principal municipality in Greater New Haven, which had a total population of 862,477 in 2010. It is located on New Haven Harbor on the northern shore of the Long Island Sound in New Haven County, which in turn comprises a part of the New York metropolitan area.New Haven was founded in 1638 by English Puritans, and a year later eight streets were laid out in a four-by-four grid, creating what is now commonly known as the ""Nine Square Plan"", now recognized by the Institute of Certified Planners as a National Planning Landmark. The central common block is New Haven Green, a 16-acre (6 ha) square, now a National Historic Landmark and the center of Downtown New Haven.New Haven is the home of Yale University. The university is an integral part of the city's economy, being New Haven's biggest taxpayer and employer. Health care (hospitals and biotechnology), professional services (legal, architectural, marketing, and engineering), financial services, and retail trade also help to form an economic base for the city.The city served as co-capital of Connecticut from 1701 until 1873, when sole governance was transferred to the more centrally located city of Hart. New Haven has since billed itself as the ""Cultural Capital of Connecticut"" for its supply of established theaters, museums, and music venues.New Haven had the first public tree planting program in America, producing a canopy of mature trees (including some large elms) that gave New Haven the nickname ""The Elm City"".New Haven's economy originally was based in manufacturing, but the postwar period brought rapid industrial decline; the entire Northeast was affected, and medium-sized cities with large working-class populations, like New Haven, were hit particularly hard. Simultaneously, the growth and expansion of Yale University further affected the economic shift. Today, over half (56%) of the city's economy is now made up of services, in particular education and health care; Yale is the city's largest employer, followed by Yale � New Haven Hospital. anufacturing, the Knights of Columbus headquarters, Higher One, Alexion Pharmaceuticals, Covidien and United Illuminating. Yale and Yale-New Haven are also among the largest employers in the state, and provide more $100,000+-salaried positions than any other employer in Connecticut.
Hart is the capital of the U.S. state of Connecticut and the historic seat of Hart County until Connecticut disbanded county government in 1960. As of the 2010 Census, Hart's population was 124,775, making it Connecticut's fourth-largest city after the coastal cities of Bridgeport, New Haven, and Stam, and the largest city in Connecticut that is not on the coastline.Nicknamed the ""Insurance Capital of the World"", Hart houses many insurance company headquarters, and insurance remains the region's major industry. Almost 400 years old, Hart is among the oldest cities in the United States. Following the American Civil War, Hart was the wealthiest city in the United States for several decades. In 1868, resident Mark Twain wrote, ""Of all the beautiful towns it has been my fortune to see this is the chief."" Today, Hart is one of the poorest cities in the nation with 3 out of every 10 families living below the poverty line.In 2004, the Hart metropolitan area ranked second nationally in per capita economic activity, behind only San Francisco. Hart is ranked 32nd of 318 metropolitan areas in total economic production and 9th out of 280 metropolitan statistical areas in per capita income. Hart is home to the nation's oldest public art museum, the Wadsworth Atheneum; the oldest public park, Bushnell Park; the oldest continuously published newspaper, The Hart Courant; the second-oldest secondary school, Hart Public; Trinity College, an elite, private liberal arts college, and the Mark Twain House where the author wrote his most famous works and raised his family, among other historically significant attractions.Hart is the historic international center of the insurance industry, with companies such as based in the city, and companies such as National Corporation having major operations in the city. The city is also home to the corporate headquarters of.
Stam is a city in Fairfield County, Connecticut, United States. According to the 2010 census, the population of the city is 122,643. As of July 1, 2013, according to the Census Bureau, the population of Stam had risen to 126,456, making it the third largest city in the state and the seventh largest city in New England. Approximately 30 miles from Manhattan, Stam is in the Bridgeport-Stam-Norwalk Metro area which is a part of the Greater New York metropolitan area.Stam is home to four Fortune 500 Companies, nine Fortune 1000 Companies, and 13 Courant 100 Companies, as well as numerous divisions of large corporations. This gives Stam the largest financial district in New York Metro outside New York City itself and one of the largest concentrations of corporations in the nation.Stam's cluster of corporate headquarters includes a number of Fortune 500, Fortune 1000 and Courant 100 companies.
Waterbury (nicknamed ""The Brass City"") is a city in the U.S. state of Connecticut on the Naugatuck River, 33 miles (45 minutes) southwest of Hart and 77 miles (90 minutes) northeast of New York City. Waterbury is located in New Haven County, Connecticut. As of the 2010 census, Waterbury had a total population of 110,366, making it the 10th largest city in the New York Metropolitan Area, 9th largest city in New England and the 5th largest city in Connecticut.Throughout the first half of the 20th century Waterbury had large industrial interests and was the leading center in the United States for the manufacture of brassware (including castings and finishings), as reflected in the nickname the ""Brass City"" and the city's motto Quid Aere Perennius? (""What Is More Lasting Than Brass?""), which echoes the Latin of Horace's Ode 3.30. It was noted for the manufacture of watches and clocks.The city is located along Interstate 84 (Yankee Expressway) and Route 8 and has a Metro-North railroad station with connections to Grand Central Terminal. Waterbury is also home to Post University and the regional campuses of the University of Connecticut, University of Bridgeport, Western Connecticut State University as well as Naugatuck Valley Community College.Waterbury's economic decline in the 1970s and 1980s resulted in it being ranked as having the worst quality of life of 300 U.S. metropolitan areas by Money Magazine in 1992. Waterbury was rated as one of the ""10 Worst Places to Live in America"" in the 1999 Places Rated Almanac. Waterbury was also rated as one of the ""Worst Places for Businesses and Careers in America"" by Forbes Magazine in April 2008.
Norwalk is a city in Fairfield County, Connecticut, United States. According to the 2010 census, the population of the city is 85,603, making Norwalk sixth in population in Connecticut, and third in Fairfield County. The city is part of the New York metropolitan area.The name ""Norwalk,"" originally spelled ""Norwaukee,"" is of uncertain origin. It may come from an Algonquian word, noyank, meaning ""point of land."" It may be corrupted from ""Naramauke,"" supposedly the name of a Native American chief.The farming of oysters has long been important to Norwalk, which was once nicknamed ""Oyster Town."" Each September, Norwalk holds its Oyster Festival.The economy of Norwalk is spread somewhat evenly across at least 12 different NAICS industry groups according to the United States Census Bureau.
Danbury is a city in northern Fairfield County, Connecticut, United States, approximately 70 miles from New York City. Danbury's population at the 2010 census was 80,893. Danbury is the fourth most-populous city in Fairfield County, and seventh among Connecticut cities. The city is located within the New York metropolitan area.The city was named for the place of origin of many of the early settlers, Danbury, Essex, England, and has been nicknamed Hat City, because of its history in the hat industry, at one point producing almost 25% of America's hats.Danbury is home to a regional hospital as well as Western Connecticut State University.According to the City's 2010 Comprehensive Annual Financial Report, the top employers in the city are:
New Britain is a city in Hart County, Connecticut, United States. It is located approximately 9 miles (14 km) southwest of Hart. According to 2010 Census, the population of the city is 73,206.Among the southernmost of the communities encompassed within the Hart-Springfield Knowledge Corridor metropolitan region, New Britain is home to Central Connecticut State University and Charter Oak State College.The city's official nickname is the ""Hardware City"" because of its history as a manufacturing center and as the headquarters of Stanley Black & Decker. Because of its large Polish population, the city is often playfully referred to as ""New Britski.""According to the City's 2009 Comprehensive Annual Financial Report, the top employers in the city are:
West Hart is a town located in Hart County , Connecticut, United States. The town was incorporated in 1854. Prior to that date, the town was a parish of Hart.The population was 63,268 at the 2010 census. The town is primarily an upmarket inner-ring suburb of Hart. The town has a downtown area called ""West Hart Center"". This area is centered on Farmington Avenue and South/North Main Street. West Hart Center has been the community's hub since the late 17th century. In 2008, Blue Back Square opened as a new addition to the central area.In 2010, Kiplinger's Personal Finance magazine listed West Hart as one of the nation's ""10 Great Cities for Raising Families."" In 2010, Kiplinger's ranked West Hart #9 on its ""10 Best Cities for the Next Decade"" list. In 2010, CNN Money ranked West Hart as the 55th best small city in America. In 2010, the national online magazine Travelandleisure.com cited West Hart as one of 10 ""coolest"" suburbs in the nation. The magazine called the West Hart Reservoir off Farmington Avenue ""West Hart's version of Central Park,"" and it also noted the town's ""vacation-worthy hot spots, with cutting-edge restaurants, great shopping, and plenty of parking.""According to the town's 2010 Comprehensive Annual Financial Report, the top employers in the city are:
Greenwich /'gr?n?t?/ is a town in Fairfield County, Connecticut, United States. As of the 2010 census, the town had a total population of 61,171. As of a census done by the Census Bureau on July 1, 2012, the town had a population of 62,256. It is home to many hedge funds and other financial service companies. Greenwich is the southernmost and westernmost municipality in Connecticut and is 38+ minutes by train (express) from Grand Central Terminal in Manhattan. In July 2005, CNN/Money and Money magazine ranked Greenwich first on its list of the ""100 Best Places to Live in the United States"". Money magazine in 2006 also ranked Greenwich #1 in the ""Biggest Earner"" category. The town is named after Greenwich, a borough of London in the United Kingdom.
Hamden is a town in New Haven County, Connecticut, United States. The town's nickname is ""The Land of the Sleeping Giant."" Hamden is home to Quinnipiac University. The population was 60,960 at the 2010 census. Hamden is a suburb of the city of New Haven.The town of Hamden ranked #53 in the CNN Money list of ""America's best small cities"" in 2012. In 2008, Fortune Magazine and CNN Money picked Hamden as #33 on their ""Best Place to Live and Launch"" list, citing Hamden's great blend of urban and suburban lifestyles. The article also pointed out Hamden's exceptional education system as well as its ""New England Charm"".The main industries in the town are retail trade, computer products, manufacture of wire and cable, concrete, pump mixer products, fabricated metals, construction and business services. Business services account for 49.4% of employment in the town, with retail trade accounting for 22.8%, and manufacturing accounting for 9.6%. The top four major employers are the Town government and school district, Quinnipiac University, Harborside Health Care, and Area Cooperative Education Services (ACES).
Meriden is a city in New Haven County, Connecticut, United States. At the 2010 census, the population of the city was 60,868.
Bristol is a suburban city located in Hart County, Connecticut, United States, 20 miles (32 km) southwest of Hart. As of the 2010 census, the population of the city was 60,477. Bristol is primarily known as the home of ESPN, whose central studios are in the city. Bristol is also home to Lake Compounce, America's oldest still-functioning theme park. Bristol was known as a clock-making city in the 19th century, and is home to the American Clock & Watch Museum. Bristol's nicknames include the ""Bell City"", because of a history manufacturing innovative spring-driven doorbells, and the ""Mum City"", because it was once a leader in chrysanthemum production and still holds an annual Bristol Mum Festival. In 2010, Bristol was ranked 84th on Money Magazine's ""Best Places to Live"". In 2013, Hart Magazine ranked Bristol as Greater Hart's top municipality in the ""Best Bang for the Buck"" category.The companies below are some of the most notable in Bristol. These, in addition to Bristol Hospital, are the largest private employers in the area.
Fairfield is a town located in Fairfield County, Connecticut, United States. It borders the towns of Bridgeport, Trumbull, Easton, Weston and Westport along the Gold Coast of Connecticut. As of the 2010 census, the town had a population of 59,404. In July 2006, Money magazine ranked Fairfield the ninth ""best place to live"" in the United States, and the best place to live in the Northeast.In May 2012, Moody's Investors Service revised the Town of Fairfield's $192 million General Obligation Bond debt from negative to stable. In June 2012, Moody's awarded Fairfield with an AAA bond rating which it maintains to this date.
Manchester is a town in Hart County, Connecticut, United States. As of the 2010 census, the town had a total population of 58,241. The urban center of the town is the Manchester census-designated place, with a population of 30,577 at the 2010 census.
West Haven is a city in New Haven County, Connecticut, United States. At the 2010 census, the population of the city was 55,564.
Mil is a coastal city in southwestern New Haven County, Connecticut, United States, located between Bridgeport and New Haven. The population was 52,759 at the 2010 census. The city contains the incorporated borough of Woodmont and the unincorporated village of Devon.According to the City's 2013 Comprehensive Annual Financial Report, the top employers in the city are:
Strat is a town in Fairfield County, Connecticut, United States, located on Long Island Sound at the mouth of the Housatonic River. Strat is in the Bridgeport-Stam-Norwalk Metropolitan Statistical Area. It was founded by Puritans in 1639.The population was 51,384 as of the 2010 census. It has a historical legacy in aviation, the military, and theater. Strat is bordered on the west by Bridgeport, to the north by Trumbull and Shelton, and on the east by Mil (across the Housatonic River).In 1939, one of the world's first successful commercial helicopters was developed in Strat by Igor Sikorsky and flown at his plant. His company, Aircraft Corporation, is still the town's largest employer. Also in 1939, Lycoming produced Wright radial engines here. After World War II, the plant was converted to produce turbines.
East Hart is a town in Hart County, Connecticut, United States. The population was 51,252 at the 2010 census.East Hart is home to the headquarters of Pratt & Whitney, part of the United Technologies conglomerate. The manufacturing plant takes up a significant amount of East Hart's area, and at its peak, it employed tens of thousands of people;  however, currently, it only employs about 7,621. East Hart also contains a bottling plant, located on Main Street. The city is dotted with industrial and suburban office parks, and in the early 2000s, urban planners strategically situated a regional stadium, Rentschler Stadium (construction completed September 2003), and a hunting and camping focused department store, Cabela's, on the then vacant former Pratt & Whitney company airfield, Rentschler Field. 
Middletown is a city located in Middlesex County, Connecticut, along the Connecticut River, in the central part of the state, 16 miles (26 km) south of Hart. In 1650, it was incorporated as a town under its original Indian name, Mattabeseck. It received its present name in 1653. Middletown was included within Hart County upon its creation on May 10, 1666. In 1784, the central settlement was incorporated as a city distinct from the town. Both were included within newly formed Middlesex County in May of 1785. In 1923, the City of Middletown was consolidated with the Town, making the city limits of the city quite extensive.Originally a busy sailing port and then an industrial center, it is now largely residential with its downtown serving as a popular retail, dining, and entertainment district proximal to Wesleyan University. Middletown was the county seat of Middlesex County from its creation in 1785 until the elimination of county government in 1960. As of the 2010 census, the city had a total population of 47,648. Middletown, Connecticut is considered the southernmost city in the Hart-Springfield Knowledge Corridor Metropolitan Region, which features a combined metro population of 1.9 million.
Walling is a town in New Haven County, Connecticut, United States. The population was 45,135 at the 2010 census. The urban center of the town is delineated as the Walling Center census-designated place, with a 2010 population of 18,210. Official tree: Callery Pear Tree.Walling has diversified its commercial and industrial base over the past decade attracting high technology industries as compared to traditional heavy manufacturing. The town has its own electric division and maintains rates well below the state's average. It is the home of a large variety of industries and major corporations spanning the spectrum of the pharmaceutical, health care, service, and high-tech specialty manufacturing industries.But with this concentration of industry Walling holds the distinction of having the second highest concentration in Ct of Title V permitted polluters. This group contains Ct's highest volume polluter, Allnex (The former American Cyanamid, infamous for its pollution and its' attempt to discredit Carson, author of Spring). Much of this industrial development, however, has been outside of the town center, most of it in new suburban industrial parks along Interstate 91. The company, the town's largest employer, has established a research and development campus adjacent to the intersection of Interstate 91 and Route 68, where a special Interchange Zone has been created to allow for high-density development of office buildings, hotels, and high-tech manufacturing facilities. However, Walling's 19th century downtown shopping streets (North and South Main Streets, Center Street, Hall Avenue, Quinnipiac Avenue, and the adjacent parts of Colony Road) have struggled in recent years to retain its historic character. In 2014 Up with Downtown Walling, a grassroots effort by the Democratic Women of Walling, was formed to help promote its revitalization.
Enfield is a town in Hart County, Connecticut, United States. The population was 44,654 at the 2010 census. It is bordered by Longmeadow, Massachusetts and East Longmeadow, Massachusetts to the north, Somers to the east, East Windsor and Ellington to the south, and the Connecticut River (towns of Suffield and Windsor Locks) to the west.Enfield is home to the U.S. headquarters of Danish plastic building toy manufacturer , which was also the town's largest employer. Cards is the town's second-largest employer.
Southington is a town in Hart County, Connecticut, United States. As of the 2010 United States Census, it had a population of 43,069.
Norwich, known as ""The Rose of New England"", is a city in New London County, Connecticut, United States. The population was 40,493 at the 2010 United States Census. Three rivers, the Yantic, the Shetucket, and the Quinebaug, flow into the city and form its harbor, from which the Thames River flows south to Long Island Sound.Norwich was founded in 1659 when settlers from Old Saybrook, Connecticut purchased land from Chief Uncas, leader of the Mohegan Native American tribe. In the 19th century, Norwich came to be known as a manufacturing city because of its many large mills.
Groton /'gr?t?n/ is a town located on the Thames River in New London County, Connecticut, United States. The population was 40,115 at the 2010 census.Groton is the home of the Electric Boat Corporation, which is the major contractor for submarine work for the United States Navy. The Naval Submarine Base New London is located in Groton, and the pharmaceutical company Pfizer is also a major employer. The Avery Point section of Groton is home to a regional campus of the University of Connecticut.There are two major companies in GrotonElectric Boat and zer. The Boat plant on the eastern shore of the Thames River employs 10,500 people in the community. Pfizer is one of the world's largest pharmaceutical companies, and the company maintains a 137-acre (0.55 km2) research and development facility in Groton.
Shelton is a city in Fairfield County, Connecticut, United States. The population was 39,559 at the 2010 census.
Torrington is the largest city in Litchfield County, Connecticut and the Litchfield Hills region. It is also the core city of the largest micropolitan area in the United States. The city population was 36,383 according to the 2010 census.Torrington is a former mill town, as are most other towns along the Naugatuck River Valley. It is currently competing with the neighboring city of Winsted to re-create a pleasant Main Street environment. Downtown Torrington is home to the Nutmeg Conservatory for the Arts, which trains ballet dancers and whose Company performs in the Warner Theatre, a 1,700 seat auditorium built in 1931 as a cinema by the Warner Brothers film studio. Downtown Torrington also hosts the largest Lodge of Elks in New England. Elks Lodge #372 supports many community activities and events.Torrington has two radio stations, , operated by the non-profit Community Radio Foundation, and WSNG 610 AM, owned by Broadcasting.There is a University of Connecticut regional campus in Torrington. The 100 acre campus is located in a quiet rural setting on the western outskirts of the city, and consists of the M. Adela Eads Classroom Building and the Litchfield County Cooperative Extension Service Building.Torrington has two daily newspapers. The ""Republican-American,"" which circulates a Litchfield County edition and has a bureau on Franklin Street, andThe Register Citizen, a Journal Register Company publication that serves Torrington and Winsted, in addition to most of the Northwest Corner. Charlotte Hunger Hospital has also developed into an important health care resource for the area. In 2008, Torrington was named by Bizjournals as the number one ""Dreamtown"" (micropolitan statistical area) out of ten in the United States to live in.
Trumbull is a town in Fairfield County, Connecticut bordered by the towns of Monroe, Shelton, Strat, Bridgeport, Fairfield and Easton along Connecticut's Gold Coast. The population was 36,018 according to the 2010 census.Family Circle magazine selected Trumbull as the 7th ""Best Town for Families"" in the US, and U.S. News & World Report magazine ranked Trumbull as one of the top 15 ""Best Places to Retire"" in Connecticut. Money magazine ranked Trumbull #68 in their 100 best places to live rankings of U.S. cities in 2007 and #77 in 2009. In 2013, Trumbull was ranked the top ""booming suburb"" in Connecticut by Banker.
Glastonbury is a town in Hart County, Connecticut, United States, founded in 1693. The popu"
dsor was 29,044 at the 2010 census.Poquonock is a northern area of Windsor that has its own zip code (06064) for post-office box purposes. Other unincorporated areas in Windsor include Rainbow and Hayden Station in the north, and Wilson and Deerfield in the south.The Day Hill Road area is known as Windsor's Corporate Area, although other centers of business include New England Tradeport, Kennedy Industry Park and Kennedy Business Park, all near Bradley International Airport and the Addison Road Industrial Park.According to Windsor's 2011 Comprehensive Annual Financial Report, the top employers in the city are:
New Mil is a town in southern Litchfield County, Connecticut, United States 14 miles (23 km) north of Danbury, on the Housatonic River. It is the largest town in the state in terms of land area at nearly 62 square miles (161 km2). The population was 28,671 according to the Census Bureau's 2006 estimates. The town center is also listed as a census-designated place (CDP).It is located roughly 55 miles from Hart, 75 miles from Springfield, 100 miles from Albany and 85 from NYC.New Mil is home to the Canterbury School, a well-known Roman Catholic boarding school. The school's Chapel of Our Lady features the Jose M. Ferrer Memorial Carillon. The house that inspired the 1946 novel and 1948 film, Mr. Blandings Builds His Dream House, still stands in the Merryall section of town.
Bran is a shoreline town located on Long Island Sound in New Haven County, Connecticut, 8 miles (13 km) east of New Haven. The population was 28,026 at the 2010 census.Now that Iron Fittings has been largely demolished and the site turned into housing, Bran is known for high-technology and pharmaceutical companies such as Life Sciences and Therapeutics, an innovative new pharmaceutical company focused on the development and commercialization of differentiated therapeutic solutions for physicians and providers to advance patient care in infectious disease and acute illnesses. Also with offices and manufacturing space in Bran is Polyfilm, Inc., which specializes in the manufacture of polyurethane film for a number of industries including industrial and high performance fabrics and medical products to name a few. It is also home to Arms, which produces small-caliber rifles and parts, and East Pipeline Co., which seeks to build a controversial natural gas pipeline from North Haven to Yaphank, New York, on Long Island.
New London is a seaport city and a port of entry on the northeast coast of the United States. It is located at the mouth of the Thames River in New London County, southeastern Connecticut. New London is located about 107 miles (172 km) from Boston, Massachusetts, 56 miles (90 km) from Providence, Rhode Island, 85 miles (137 km) from New Bed, Massachusetts, and about 128 miles (206 km) from New York City.For several decades beginning in the early 19th century, New London was the world's third busiest whaling port after New Bed, Massachusetts, and Nantucket. The wealth that whaling brought into the city furnished the capital to fund much of the city's present architecture. New London subsequently became home to other shipping and manufacturing industries, but has gradually lost its commercial and industrial heart. The city is home to Connecticut College, Mitchell College, the United States Coast Guard Academy, and The Williams School. The Coast Guard Station New London and New London Harbor is home port to the U.S. Coast Guard Cutter Chinook and the Coast Guard's tall ship Eagle.New London had a population of 27,620 at the 2010 census. The Norwich-New London metropolitan area (NECTA) includes twenty-one towns and 274,055 people.
Newtown is a town in Fairfield County, Connecticut, United States. It is part of the greater Danbury metropolitan area as well as the New York metropolitan area. Newtown was founded in 1705 and later incorporated in 1711. As of the 2010 census, its population was 27,560.Of the residents of Newtown, many commute to jobs in Manhattan, Hart, and Stam. One portion of Newtown has many white collar workers who are employed at and other companies; and doctors.
Wethersfield is a town in Hart County, Connecticut, USA, immediately south of Hart along the Connecticut River and Interstate 91. Many records from colonial times spell the name ""Weathersfield"", while Native Americans called it ""Pyquag"". The town's motto is ""Ye Most Auncient Towne in Connecticut"", and its population was 26,668 in the 2010 census. The neighborhood known as Old Wethersfield is the state's largest historic district, spanning two square miles and 1,100 buildings, dating back to the 17th, 18th and 19th centuries.
Mansfield is a town in Tolland County, Connecticut, United States. The population was 26,543 at the 2010 census.Mansfield was incorporated in October 1702 from the Town of Windham, in Hart County. When Windham County was formed on 12 May 1726, Mansfield then became part of that county. A century later, at a town meeting on 3 April 1826, selectmen voted to ask the General Assembly to annex Mansfield to Tolland County. That occurred the following year.The town of Mansfield contains the community of Storrs, which is home to the main campus of the University of Connecticut and the associated Connecticut Repertory Theatre.
Westport is a coastal town of colonial origin located along Long Island Sound in Fairfield County, Connecticut, 47 miles (76 km) northeast of New York City in the United States. The town had a population of 26,391 according to the 2010 U.S. Census and in 2008 ranked the tenth wealthiest town in the U.S. with populations between 20,000 and 65,000, and second in the state.There are three periods in Westport's economic and industrial history. First was farming, then industry and manufacturing, and finally services: financial, professional, scientific, and technical.
South Windsor is a town in Hart County, Connecticut, United States. The population was 25,709 at the 2010 census.
Farmington is a town located in Hart County in the Farmington Valley area of central Connecticut in the United States. The population was 25,340 at the 2010 census. As an affluent suburb of Hart, it is home to the world headquarters of several large corporations.
Windham is a town in Windham County, Connecticut, United States. It contains the village of Willimantic as well as the villages of Windham Center, North Windham, and South Windham. Willimantic, an incorporated city since 1893, was consolidated with the town in 1983. The population was 23,733 in 2009 and 22,857 at the 2000 census.
Ridgefield is a town in Fairfield County, Connecticut, United States. Situated in the foothills of the Berkshire Mountains, the 300-year-old community had a population of 24,638 at the 2010 census. The town center, which was formerly a borough, is defined by the U.S. Census Bureau as a census-designated place.
North Haven is a town in New Haven County, Connecticut on the outskirts of New Haven, Connecticut. As of the 2010 census, it had a population of 24,093.North Haven is less than 10 miles (16 km) from downtown New Haven and Yale University. It is near Sleeping Giant State Park and is home of the Quinnipiac University School of Health Sciences, the School of Nursing, School of Education, and School of Medicine. North Haven has easy access to Interstate 91 and the Wilbur Cross Parkway (Route 15).In July 2007, Money magazine ranked North Haven as the eighty-sixth ""best place to live"" in the United States.North Haven has a growing commercial, retailing and manufacturing base which employs approximately 12,640 people. There are more than 75 manufacturing and commercial firms in North Haven, 40 of which are assessed at over $1,000,000 . North Haven has five industrial parks containing 490 acres (2.0 km2), and hosts such corporate tenants as Firearms. In 2013, Sustainable Building Systems, an international construction and tech firm, will consolidate its headquarters in North Haven, creating over 400 jobs. North Haven is a division headquarters for surgical device-maker . The town is the regional headquarters to the insurance organization Shield.
Simsbury is a suburban town in Hart County, Connecticut, United States. The population was 23,511 at the 2010 census. The town was incorporated as Connecticut's twenty-first town in May 1670. Simsbury was named the 4th best town in Connecticut on Connecticut Magazines list of top places to live 2013.According to Simsbury's 2011 Comprehensive Annual Financial Report, the top employers in the city are:
Watertown is a town in Litchfield County, Connecticut, United States. The population was 22,514 at the 2010 census. The zip code for Watertown is 06795. It is a suburb of Waterbury. It borders the towns of Woodbury, Middlebury, Litchfield, Plymouth, Bethlehem, and Thomaston.
Guil is a town in New Haven County, Connecticut, United States, that borders Madison, Bran, North Bran and Durham, and is situated on I-95 and the coast. The population was 22,375 at the 2010 census. It was named one of the top 100 places to live in the United States by Money magazine in 2005.First settled in 1639 after being purchased from Native American leader Wequash, Guil is considered by some to have the third largest collection of historic homes in New England, with important buildings from the 17th, 18th, and 19th centuries. There are five historic house museums, including Dudley Farm and the Henry Whitfield House (1639), the oldest dwelling house in Connecticut and the oldest stone house in North America. The Comfort Starr House (1645�46) is one of the oldest wooden framed private dwellings in Connecticut, and one of the few houses remaining of the original signers who settled Guil.American Cruise Lines has its headquarters in Guil.
Connecticut Darien is a town in Fairfield County, Connecticut, United States. A relatively small community on Connecticut's ""Gold Coast"", the population was 20,732 at the 2010 census. Darien was listed at #9 on CNN Money's list of ""top-earning towns"" in the United States as of 2011.Situated between the cities of Norwalk and Stam, the town is a bedroom community with relatively few office buildings. Most workers commute to the adjacent cities, and many also work in Manhattan. Two Metro-North railroad stations � Noroton Heights and Darien � link the town to Grand Central Terminal and the rest of the New Haven Line. For recreation, the town includes four small parks, two public beaches on Long Island Sound, four country clubs, a hunt club, and two yacht clubs.The town name is pronounced /d??ri'�n/ (like ""Dairy-Ann""), with stress on the last syllable, and has been referred to as such at least as far back as 1913. Residents say this is still the proper pronunciation, which in the local dialect is more precisely [d???i'??n]. ""You can always tell when someone is not from here, because they do pronounce it the way it's spelled,"" Louise Berry, director of the town library, said in a 2006 interview.JetBlue Airways has finance and scheduling operations at 19 Old Kings Highway South in Darien. By mid-2012 JetBlue will combine the Darien and Forest Hills, Queens, New York City headquarters into its headquarters in Long Island City, Queens.
Bloomfield is a town in Hart County, Connecticut, United States. The population was 20,486 at the 2010 census.According to Bloomfield's 2011 Comprehensive Annual Financial Report, the top employers in the city are:
Southbury is a town in western New Haven County, Connecticut, USA. Southbury is north of Ox and Newtown, and east of Brookfield. Its population was 19,904 at the 2010 census.Southbury comprises rural country areas, suburban neighborhoods, and historic districts. It is a short distance from major business and commercial centers, and is within 80 miles (130 km) of New York City and 40 miles (64 km) of Hart; the latter the capital of Connecticut.Southbury is the only community in the country with the name ""Southbury"", which is why the town seal reads Unica Unaque, meaning ""The One and Only.""
Berlin (/'b?rl?n/ BUR-lin) is a town in Hart County, Connecticut, United States. The population was 19,866 at the 2010 census. It was incorporated in 1785. The geographic center of Connecticut is located in the town. Berlin is residential and industrial, and is served by the Amtrak station of the same name. Berlin also has two hamlets: Kensington and East Berlin.According to Berlin's 2011 Comprehensive Annual Financial Report, the top employers in the city are:
New Canaan /nu? 'ke?n?n/ is a town in Fairfield County, Connecticut, United States, 8 miles (13 km) northeast of Stam. The population was 19,738 according to the 2010 census.New Canaan has two Metro-North railroad stations: the New Canaan station and the Talmadge Hill station, both on the New Canaan Branch of the New Haven Line. Travel time to Grand Central Terminal in Manhattan is approximately one hour.
Rocky Hill is a town in Hart County, Connecticut, United States. The population was 19,709 at the 2010 census. Rocky Hill was part of Wethersfield, the neighboring town to the north, until it was independently incorporated in 1843.Rocky Hill is a typical bedroom community as many residents commute to work in the larger urban centers of Hart to the north and New Haven to the south.In 2003, Rocky Hill was voted the #1 Sportstown in Connecticut by Sports Illustrated for demonstrating high quality involvement in facilitating and enhancing community sports.In 2007, Rocky Hill was named #35 in Money magazine's ""Best Places to Live Top 100"", citing easy commuting to Hart, local job availability, strong schools, and a central location between New York City and Boston.Rocky Hill is the home of one of the largest dinosaur track sites in North America, Dinosaur State Park. Rocky Hill also was once the headquarters of Ames Department Stores, which ceased business operations in 2002.Historical
Montville is a Town in New London County, Connecticut, United States. The population was 19,571 at the 2010 census.The villages of Chesterfield, Mohegan, Oakdale, and Uncasville are located within the Town; the latter two have their own ZIP codes. Residents of the Town often identify with these villages more than the Town of Montville as a whole. The center of Oakdale is very small, consisting of only a few private residences and the post office. The Mohegan Sun casino resort is often referred to as being in ""Uncasville,"" although the village is three miles to the south. The Mohegan refer to Uncasville as it is named for a prominent sachem of theirs from the 17th century.Located in Uncasville, Mohegan Sun is one of the largest casinos in the world. The Mohegan Tribe of Connecticut created the casino in 1996. With over 250,000 square feet (23,000 m2), the Mohegan Sun complex features a luxury hotel, entertainment theater, and more than 20 restaurants and stores. Mohegan Sun is one of Montville's primary economic locations. It has provided a significant increase in job opportunities and attracted a population influx.
Water is a town in New London County, Connecticut, United States. It is named after Water, Ireland. The population was 19,517 at the 2010 census. The town center is listed as a census-designated place (CDP) and had a population of 2,887 at the 2010 census.Water's economic center is predominantly retail chains, including a variety of mini-malls and the Crystal Mall. There are several family-owned delicatessens and restaurants. It is also home to Dominion's Millstone Nuclear Power Plant, consisting of three reactors, the first built between 1966 and 1970. While Millstone's first reactor is no longer in operation, the remaining two still provide power to a variety of towns in New England.
Monroe is a town in Fairfield County, Connecticut, United States. The population was 19,479 at the 2010 census.Like many of its neighbors, Monroe is largely considered a bedroom community of New York City and Stam. Monroe's neighbors are Easton, Newtown, Ox, Shelton, and Trumbull. The New York Times profiled Monroe in a February 2013 article called ""Living In Monroe, Conn.; a Friend, in Need and Deed.""Though Monroe's commercial base is primarily services and retail outlets, the following corporations are headquartered in Monroe.
Ansonia is a city in New Haven County, Connecticut, United States, on the Naugatuck River, immediately north of Derby, and about 12 miles (19 km) northwest of New Haven. The population was 19,249 at the 2010 census. The ZIP code for Ansonia is 06401. The city is served by the Metro-North Railroad. Ansonia Station is a stop on the railroad passenger commuter service's Waterbury line, connecting to New York's Grand Central Terminal. Ansonia also is served by the Connecticut Transit bus carrier. Connecticut Route 8 serves Ansonia.Ansonia, also referred to as ""The Copper City"", is recognized for its history of heavy machine manufacturing industry in the lower Naugatuck Valley. Production includes copper, brass, rubber and plastics processing, molding and tubing, iron castings, sheet metal, electric, automatic screw machine, textiles, and foundry products. The well-known Ansonia Clock Company was founded here in 1851.Ansonia is the birthplace of American Revolutionary War colonel and diplomat David Humphreys. The city's devotion to its high school football team, the Ansonia Chargers, is legendary. Originally known as ""The Lavender"", the Chargers' annual game against arch-rival Naugatuck, on Thanksgiving morning, is one of the more significant events of the year for the two cities.The city has manufacturers of heavy machinery, electric supplies, brass and copper products, and silk goods. Ansonia, Derby, Shelton, Seymour, and Beacon Falls form one of the most important industrial communities in the state. Pulitzer Prize-winning author Theodore H. White referred to the Naugatuck Valley ""as the seedbed of Yankee ingenuity"" in his work The Making of the President, 1960. including the Banbury International Mixer. Ansonia Copper & Brass, which supplies metal rod, wire and tube products to manufacturers of finished commercial products, also is located in the city.
East Lyme is a town in New London County, Connecticut, United States. The population was 19,159 at the 2010 census.According to 2009 statistics 42.2 percent of the town's business was focused in the services industry. A service industry is a business that focuses on retail, food services, distribution, and transportation. The second largest sector is the trade industry with 23.1% of the town's business, followed by construction and mining which accounts for 12.5% of the town businesses.
Bethel (/'b???l/) is a town in Fairfield County, Connecticut, United States, about sixty miles from New York City. Its population was 18,584 at the 2010 census. The town center is defined by the U.S. Census Bureau as a census-designated place (CDP). The core area of the town center has also been designated as a historic district.The town is near Interstate 84 and has a train station on the Danbury Branch of Metro-North's New Haven Line.
The town of Stonington is located in New London County, Connecticut, United States, in the state's southeastern corner. It includes the borough of Stonington, the villages of Pawcatuck, Lords Point, and Wequetequock, and the eastern halves of the villages of Mystic and Old Mystic (the other halves being in the town of Groton). The population of the town was 18,545 at the 2010 census.
Madison is a town in the southeastern corner of New Haven County, Connecticut, United States, occupying a central location on Connecticut's Long Island Sound shoreline. The population was 18,269 at the 2010 census.Madison was first settled in 1641. Throughout the 18th century, Madison was known as East Guil until it was incorporated as a town in 1826. Since then, Madison and Guil have shared many cultural and economic similarities despite an unofficial high school rivalry.Madison was ranked number 9 in the top 10 most attractive school districts across the United States in 2013. favorably mentions the town in his autobiography, My Life.
Avon is an affluent town in the Farmington Valley region of Hart County, Connecticut, United States. As of 2010[update], the town had a population of 18,098.Avon is a suburb of Hart. Avon Old Farms School, a prestigious boarding school, is located there. In 2005, Avon was named the third-safest town in America by Money Magazine. It is home to the Pine Grove School House, which was built in 1865 and remains open today as a museum.Avon is home to Avon High School; as well as two elementary schools, Pine Grove Elementary and Roaring Brook Elementary; an intermediate (grades 5�6) school, Thompson Brook; and a middle school (grades 7�8), Avon Middle School.One of the worst traffic accidents in Connecticut history occurred at the intersection of US 44 and Route 10 at the foot of Avon Mountain. This occurred on July 29, 2005, when a runaway dump truck plowed into many stopped vehicles, causing four deaths. Former Governor M. Jodi Rell proposed safety improvements for this road in the aftermath of the accident. A second, nonfatal crash occurred at the same location on September 7, 2007, when a runaway truck crashed into Nassau's Furniture store. Since these accidents, a run-away truck ramp has been built to avoid future fatalities.
Wilton is a town nestled in the Norwalk River Valley in southwestern Connecticut in the United States. It is located in Fairfield County. As of the 2010 census, the town population was 18,062.Wilton was officially recognized as a parish in 1726. The original 40 families of the parish began their own Congregational church and were allowed by Norwalk to hire a minister (Robert Sturgeon, who also became the town's first schoolmaster), open schools and build roads. During the Revolutionary War, in 1777 the British used Wilton as an escape route after their successful raid on Danbury. Several homes were burned, but the town remained intact. In 1802, Wilton was granted a Town Charter by the Connecticut General Assembly and became a political entity independent from Norwalk. With a strong anti-slavery sentiment by its residents, Wilton served as a stop on the Underground Railroad.Today, Wilton, like many other Fairfield County towns, is an expensive residential community with open lands (a testament to its colonial farming roots), historic architecture and extensive town services. Residents commonly commute to New York City, Stam, and Norwalk, although there are a number of office buildings in town. Wilton was rated one of CNN's top 25 towns to live, boasting an average household income of over $300,000 per family.AIG Financial Products was headquartered in the town. Its trading in credit derivatives essentially bankrupted its parent company, AIG, and helped create the global financial crisis of 2008�2009. +Wilton is home , (pet food manufacturer). Also, recent developments in town include the expansion of the Norwalk River Valley Trail, a multi-use trail that is designed to eventually run between Norwalk and Danbury.
Plainville is a town in Hart County, Connecticut, United States. The population was 17,716 at the 2010 census.Companies and organizations headquartered in Plainville include PM, Mott Corporation, Tilcon Connecticut, and Wheeler Clinic
Killingly is a town in Windham County, Connecticut, United States. The population was 17,370 at the 2010 census. It consists of the borough of Danielson and the villages of Attawaugan, Ballouville, Dayville, East Killingly, Rogers, and South Killingly.
Wolcott is a town in New Haven County, Connecticut, United States. The population was 16,680 at the 2010 census.Wolcott was founded in 1796 and was originally named Farmingbury. It is primarily residential. Based on 2008 CERC data, there are 6,021 existing housing units in Town, of which 90% are single family homes and 6% with 5 or greater units.According to the Town�s 2011 Plan of Conservation and Development, 56% of the Town�s land is undeveloped, followed by 33% residential, 4% land under water, 2% agricultural, 2% commercial, 1% industrial uses, and the remaining 2% recreational and utilities. Of the town�s 13,047 acres, 86% is zoned residential, 3% business and 7% industrial zoned.
Seymour is a town located in western New Haven County, Connecticut, United States. The population was 16,540 at the 2010 census. Seymour is surrounded by the communities of Ansonia and Derby to the southeast, Beacon Falls to the north, Woodbridge to the east, and Shelton and Ox to the west.
Brookfield is a town located in northern Fairfield County, Connecticut, United States in the southern foot hills of the Berkshire Mountains. The population was 16,452 at the 2010 census. First settled in 1710 by John Muirwood, and several other colonial founders by the names of Hawley, Peck and Merwin who bartered for the land From the Wyantenuck Nation and the Pootatuck nation Under the Sachem Waramaug and Pocono. the purchase of the south part of town was conducted around the municipal center where sachem Pocono had his village and lived in an enormous Palisade along the Still river. Eventually, when the town was settled, it was established as the Parish of Newbury, which incorporated parts of neighboring Newtown and Danbury, the town of Brookfield was established in 1788. It was named after the "
n foot hills of the Berkshire Mountains. The population was 16,452 at the 2010 census. First settled in 1710 by John Muirwood, and several other colonial founders by the names of Hawley, Peck and Merwin who bartered for the land From the Wyantenuck Nation and the Pootatuck nation Under the Sachem Waramaug and Pocono. the purchase of the south part of town was conducted around the municipal center where sachem Pocono had his village and lived in an enormous Palisade along the Still river. Eventually, when the town was settled, it was established as the Parish of Newbury, which incorporated parts of neighboring Newtown and Danbury, the town of Brookfield was established in 1788. It was named after the first minister of the parish's Congregational church, Reverend Thomas Brooks.
Colchester is a Town in New London County, Connecticut, United States. The population was 16,068 at the 2010 census. In 2010 Colchester became the first town in Connecticut, and the 36th in the country, to be certified with the National Wildlife Federation as a Community Wildlife Habitat.Colchester is one of the fastest growing towns in Connecticut. The villages of Westchester and North Westchester are located within Colchester, as is the reservation of the state-recognized Golden Hill Paugussett Indian Nation. The town center village, which was previously incorporated as a borough, is a census-designated place, with a population of 4,781 at the 2010 census.The Colchester Historical Society operates a local history museum in town.
Suffield is a town in Hart County, Connecticut, United States. It had once been within the boundaries of Massachusetts. The town is located in the Connecticut River Valley with the town of Enfield neighboring to the east. In 1900, 3,521 people lived in Suffield; as of the 2010 census, the population was 15,735. The town center is a census-designated place listed as Suffield Depot in U.S. Census records.Bordering Massachusetts, Suffield is part of the Springfield, Massachusetts NECTA. Suffield is only 8 miles (13 km) from Springfield, and is more oriented toward it than toward Connecticut's capital of Hart, which lies 16 miles (26 km) to the south.
Ellington is a town in Tolland County, Connecticut, United States. Ellington was incorporated in May, 1786, from East Windsor. As of the 2000 census, the town population was 12,921.Ellington is a rapidly growing community, and is going through the process of suburbanization, which is related to the phenomenon of urban sprawl.
Plainfield is a town in Windham County, Connecticut, United States. The population was 14,619 at the 2000 census. The town comprises four villages: Plainfield (south, ZIP code 06374), Moosup (northeast, 06354), Wauregan (northwest, 06387), and Central Village (west, 06332). Each village has their own respective United States Post Office and fire department. The entire town is serviced by the 860 area code.
Tolland is a town in Tolland County, Connecticut, United States. The population was 15,052 at the 2010 census.
Ledyard /'l?d??rd/ is a town in New London County, Connecticut, United States, located along the Thames River. The town is named after Colonel William Ledyard, a Revolutionary War soldier who was killed with his own saber after surrendering to the British at the end of the Battle of Groton Heights. The population was 15,051 at the 2010 census. The Foxwoods Resort Casino, owned and operated by the Mashantucket Pequot Tribe, was located in the northeastern section of Ledyard, until the land was annexed by the tribe. Ledyard's zip code is 06339. Within the southwestern area of Ledyard is the district known as Gales Ferry, which has the postal code 06335.
North Bran is a town in New Haven County, Connecticut, United States. The population was 14,407 at the 2010 census.
Cromwell is a town in Middlesex County, Connecticut, United States located in the middle of the state. The population was 14,005 at the 2010 census.The town was named after a shipping boat that traveled along the Connecticut River, which runs along Cromwell. Said ship was named after Oliver Cromwell, Lord Protector of the Commonwealth of England.The Roman Catholic Padre Pio Foundation of America is located in Cromwell.
Orange is a town in New Haven County, Connecticut, United States. The population was 13,956 at the 2010 census. The town is governed by a Board of Selectmen.
New Fairfield is a town in Fairfield County, Connecticut, United States. The population was 13,881 at the 2010 census. The town is considered part of the greater New York Metropolitan Area and lies approximately 50 miles (80 km) from New York City. New Fairfield is one of five towns that surround Candlewood Lake, the largest lake in Connecticut.
Clinton is a town located on Long Island Sound in Middlesex County, Connecticut, United States. The population was 13,260 at the 2010 census. The town center along the shore line was listed as a census-designated place (CDP) by the U.S. Census Bureau in the 2000 census.
East Hampton is a town in Middlesex County, Connecticut, United States. The population was 13,352 at the 2000 census. The town center village is listed as a census-designated place (CDP). East Hampton includes the villages of Cobalt, Middle Haddam, and Lake Pocotopaug.The southern trailhead of the Shenipsit Trail is in Cobalt, and the Airline State Park (a rail trail) has its southern trailhead in East Hampton, at Main Street in the Village Center. The 884-acre (358 ha) Hurd State Park, Meshomasic State Forest, and Salmon River State Forest are located in town. Comstock's Bridge, more commonly known as the Comstock Covered Bridge and the only remaining covered bridge in eastern Connecticut, spans the Salmon River near Route 16 in East Hampton.The Chatham Historical Society Museum and the Joseph N. Goff House Museum and Cultural Center are located in the town.
Derby is a city in New Haven County, Connecticut, United States. The population was 12,903 at the 2010 census. With 5 square miles (13 km2) of land area, Derby is Connecticut's smallest municipality.
Ox is a residential town located in western New Haven County, Connecticut, United States. The population was 12,683 at the 2010 Census. Ox is the 26th wealthiest town in Connecticut by median household income. Distinct settled areas in the town include Ox Center, Quaker Farms, and Riverside. Ox belongs to the Naugatuck Valley Economic Development Region and the Central Naugatuck Valley Planning Area, and the Bridgeport�Stam�Norwalk Metropolitan Statistical Area.A University of Connecticut development study spanning 1985-2006 showed that Ox had the largest increase of development by percentage, growing 62% during that time. The median household income in town grew 20%, ranking Ox the 26th wealthiest of 169 communities in the state.
Windsor Locks is a town in Hart County, Connecticut, United States. As of the 2010 census, its population was 12,498. It is the site of Bradley International Airport, which serves the Greater Hart-Springfield region and occupies approximately 1/3 of the town. Windsor Locks is also the site of the New England Air Museum.Located beside the Connecticut River and equidistant from the densely populated cities of Springfield, Massachusetts and Hart, Connecticut, Windsor Locks is named for a set of canal locks that opened in 1829. Windsor Locks is situated just south of the first large falls in the Connecticut River, the Enfield Falls, which is the northernmost point that seagoing vessels can reach on the Connecticut River before transferring to smaller ships. The Enfield Falls Canal circumvents the Enfield Falls and its nearby shallows.
Coventry (KOV-?n-tree) is a town in Tolland County, Connecticut, United States. The population was 12,435 at the 2010 census. The birthplace of Captain Nathan Hale, Coventry is home to the Nathan Hale Homestead, which is now a museum open to the public.Coventry was incorporated in May 1712.
Plymouth is a town in Litchfield County, Connecticut, United States. It is named after Plymouth, Devon, England. The population was 12,243 at the 2010 census. The town of Plymouth includes the villages of Terryville and Pequabuck.
Staf is a town in Tolland County, Connecticut, United States, settled in 1719. The population was 12,192 at the 2010 census.
Griswold is a town in New London County, Connecticut, United States. The population was 11,951 at the 2010 census. Griswold contains one borough, Jewett City, and also contains the villages of Doaneville, Rixtown, Glasgo, Hopeville, and Pachaug. The town was named after Governor Roger Griswold.
Somers is a town in Tolland County, Connecticut, USA. The population was 10,417 at the 2000 census. The town center is listed by the U.S. Census Bureau as a census-designated place (CDP). In 2007, Money Magazine named Somers, Connecticut 53rd on its list of 100 Best Places to Live, based on ""economic opportunity, good schools, safe streets, things to do and a real sense of community.""Bordering Massachusetts, Somers is considered part of the City of Springfield, Massachusetts NECTA. Somers is only 9 miles from the City of Springfield, Massachusetts, and considered more oriented toward it than the City of Hart, Connecticut which lies 16 miles to the south.
Granby is a town in Hart County, Connecticut, United States. The population was 11,282 at the 2010 census. The town center is defined as a census-designated place known as Salmon Brook. Other areas in town include North Granby and West Granby. Granby is a rural town, located in the foothills of the Litchfield Hills of the Berkshires, besides the suburban natured center, the outskirts of town are filled with dense woods and rolling hills and mountains.
Winchester is a town in Litchfield County, Connecticut, United States. The population was 10,664 at the 2000 census. The Incorporated City of Winsted is located in Winchester.
East Windsor is a town in Hart County, Connecticut, United States. The population was 11,162 at the 2010 census. The town has five villages: Broad Brook, Melrose, Scantic, Warehouse Point and Windsorville.
Canton is a town, incorporated in 1806, in Hart County, Connecticut, United States. The population was 8,840 at the 2000 census and 10,292 as of the 2010 census. It is bordered by Granby on the north, Simsbury on the east, Avon and Burlington on the south, New Hart on the west, and Barkhamsted on the northwest. Running through it is the Farmington River. The town includes the villages of North Canton, Canton Center, Canton (Canton Valley), and Collinsville. In September 2007, Collinsville was ranked in as one of the ""Ten Coolest Small Towns In America"".
Old Saybrook is a town in Middlesex County, Connecticut, United States. The population was 10,242 at the 2010 census. It contains the incorporated borough of Fenwick, as well as the census-designated places of Old Saybrook Center and Saybrook Manor.
Weston is a town in Fairfield County, Connecticut. The population was 10,179 at the 2010 census. The town is served by Route 57 and Route 53, both of which run through the town center. About 19% of the town's workforce commutes to New York City, about 45 miles (72 km) to the southwest.Like many towns in southwestern Connecticut, Weston is among the most affluent communities in the United States. Data collected in 2011 showed that Weston had the highest median household income in Fairfield County, Connecticut, at US$205,173.In 2011 Connecticut Magazine named Weston as the number one town in Connecticut among towns with populations of 10,000�15,000. The rating considers education, crime, economy, cost and leisure.Weston is bordered by Wilton to the west, Redding to the north, Easton to the east, Fairfield to the southeast, and Westport to the south.Aside from a handful of stores that form the town�s center, Weston has little commercial development. Residential development is limited by two-acre zoning. Most of Devil's Den Preserve, a 1,746-acre (707 ha) nature reserve, which gets 40,000 visits a year, is located in the town.
Woodbury is a town in Litchfield County, Connecticut, United States. The population was 9,975 at the 2010 census. The town center is also designated by the U.S. Census Bureau as a census-designated place (CDP). Woodbury was founded in 1672.The center of Woodbury is distinctive because, unlike many New England towns, it is not nucleated. In Woodbury, the older buildings are arrayed in linear fashion along both sides of a road that stretches for over a mile. The public buildings in the National Register Historic District include the First Congregational Church (1818,) the Old Town Hall (1846,) the United Methodist Church, the St. Paul's Episcopal Church (1785,) and the North Congregational Church (1816.) The most notable of the public buildings, however, is the Masonic Temple (1839.) It is a modest, clapboard, Greek Revival Temple, notable less for its architecture than for its dramatic location, situated atop a high cliff accessed by a long flight of steps (there is a modern road at the rear.) It is visible from a distance and is especially dramatic at night, when it is illuminated by spotlights. The Woodbury Temple echoes the many temples of the Greek world that were perched at the edge of high places from which they could be seen from miles around and from far out at sea.Originally, the many historic houses on the street were residential. In the late twentieth century they were occupied by a series of antique shops.Woodbury is one of the two towns in Litchfield County served by the area code 203/area code 475 overlay. The other is the Town of Bethlehem.
Hebron is a town in Tolland County, Connecticut, United States. The population was 8,610 at the 2000 census. Hebron was incorporated May 26, 1708. In 2010, Hebron was rated #6 in Top Towns in Connecticut, according to Connecticut Magazine.The villages of Hebron Center, Gilead and Amston are located within Hebron. Amston has its own postal (""zip"") code and post office. The remnants of two long since abandoned communities, Grayville and Gay City, are also located in Hebron. The site of the latter is now Gay City State Park.Hebron was recently ranked the sixth top Connecticut town, and Hebron's website describes it as ""a quaint Connecticut town."" At one time it was mostly farms, though those are growing fewer as businesses enter. Corporate and franchise chains have replaced some of the apple orchards in recent years.
Putnam is a town in Windham County, Connecticut, United States. The population was 9,584 at the 2010 census. It is home to WINY, an AM radio station.
Portland is a town in Middlesex County, Connecticut, United States. The population was 8,732 at the 2000 census. The town center is listed as a census-designated place (CDP). It is situated across the Connecticut River from Middletown. Brownstone quarried in Portland was used in the construction of Hart's Old State House in 1796. The vast majority of the brownstone buildings in Connecticut (see College Row at Wesleyan University and the Long Walk at Trinity College) as well as the famous brownstones in New York City were built with brownstone from Portland's quarries.About half of the town's perimeter is made up of the Connecticut River. The town has eight marinas and boat clubs as well as three 18-hole golf courses.
Thompson is a rural town in Windham County, Connecticut, United States. The town was named after Sir Robert Thompson, an English landholder. The population was 9,458 at the 2010 census. Thompson is located in the northeastern corner of the state and is bordered on the north by Webster, Massachusetts and Dudley, Massachusetts, on the east by Douglas, Massachusetts and Burrillville, Rhode Island, on the west by Woodstock, Connecticut, and on the south by Putnam, Connecticut.Thompson has the highest-banked race track (Thompson Speedway Motorsports Park, a 5/8 mile oval and a restored 1.7 mile road course) in New England. This speedway holds one of the biggest race programs in New England, The World Series of Auto Racing, where 16 divisions and about 400 cars show up each fall. Another claim to fame is that the Tri-State Marker is located just on the border of Thompson. The term ""Swamp Yankee"" is thought to have originated in Thompson during the American Revolution in 1776.Thompson was the site of the Great East Thompson Train Wreck in 1891, one of the worst train wrecks in American history and the only one to involve four trains.
Prospect is a town in New Haven County, Connecticut, United States. The population was 9,405 at the 2010 census.
Burlington is a town in Hart County, Connecticut, United States.Situated at the foot of the Berkshires and bordering the Farmington River, Burlington is a scenic hill town, rural in nature, located 20 miles (32 km) west of Hart. Incorporated in 1806, the population was 9,301 at the 2010 census. Burlington is home to the State of Connecticut Fish Hatchery and the Nepaug Reservoir. Almost half of the land in the town is owned by three public water supply companies and the State of Connecticut.
Redding is a town in Fairfield County, Connecticut, United States. The population was 9,158 at the 2010 census.Redding Lifecare, which in 2001 opened a retirement community called Ridge, was Redding's largest employer and landowner as of 2011 as ranked by property taxes paid, according to data published by the Connecticut Economic Resource Center (CERC). As of 2011, the town's next biggest taxpayers were Northeast Utilities subsidiary Connecticut Light & Power; Georgetown Land Development, which owns the former Manufacturing Co. site; and Country Club.
East Haddam is a town in Middlesex County, Connecticut, United States. The population was 9,126 at the 2010 census.
Woodbridge is a town in New Haven County, Connecticut, United States. The population was 8,990 at the 2010 census. It is one of the wealthiest towns in Connecticut, ranking 8th in the state per the 2010 US Census in terms of per capita income, and is home to many of the faculty of Yale University. The town center is listed on the National Register of Historic Places as Woodbridge Green Historic District.
Litchfield is a town in and former county seat of Litchfield County, Connecticut, United States. The population was 8,466 at the 2010 census. The boroughs of Bantam and Litchfield are located within the town. There are also three unincorporated villages: East Litchfield, Milton, and Northfield.
Haddam is a town in Middlesex County, Connecticut, United States. The population was 7,157 at the 2000 census. The town was also home to the now decommissioned Connecticut Yankee nuclear reactor.
Brooklyn is a town in Windham County, Connecticut, United States. The population was 7,173 at the 2000 census. The town center village is listed by the U.S. Census Bureau as a census-designated place. The district of East Brooklyn is also listed as a separate census-designated place.Settled in the 17th century and incorporated as its own town in 1786, Brooklyn is now one of the fastest growing towns in Windham County. It is home to the Brooklyn Fair, America's oldest continuously operating agricultural fair, as well as the Brooklyn Correctional Institution, a state-run medium security prison.Brooklyn is the final resting place of Revolutionary War General Israel Putnam. Though he was originally buried in an above ground tomb in Brooklyn's South Cemetery, his remains had to be moved due to excessive visitors. In 1888, a statue of Putnam mounted on a horse was erected, and his sarcophagus placed in the foundation. The statue stands slightly south of the town green, in front of the post office. Brooklyn is also home of the Middle School Bobcats and Elementary School Bears.The town historical society operates the Brooklyn Historical Society Museum, which includes the Law Office.
Woodstock is a town in Windham County, Connecticut, United States. The population was 7,964 at the 2010 census.
Thomaston is a town in Litchfield County, Connecticut, United States. The population was 7,503 at the 2000 census.
Old Lyme is a town in New London County, Connecticut, United States. The Main Street of the town, Lyme Street, is a historic district. The town has long been a popular summer resort and artists' colony. The town is named after Lyme Regis, England.The US headquarters of Sennheiser is located in Old Lyme, as is Callaway Cars, the Florence Griswold Museum (including the Florence Griswold House), the Lyme Academy College of Fine Arts, and the Lyme Art Association. Old Lyme and its neighboring town Lyme are the namesake for Lyme disease.The town of Old Lyme contains several villages, including Black Hall, Laysville, Lyme, Soundview, and South Lyme. The total population of the town was 7,603 at the 2010 census. Church at Old Lyme, oil on canvas, Childe Hassam, 1905
Middlebury is a town in New Haven County, Connecticut, United States. The population was 7,575 at the 2010 census.
Easton is a town in Fairfield County, Connecticut, United States. The population was 7,490 at the 2010 census. Easton contains the historic district of Aspetuck.The town is situated amongst Redding, Monroe, Trumbull, Fairfield, Weston, and Newtown.
Durham is a town in Middlesex County, Connecticut, United States. Durham is a former farming village on the Coginchaug River in central Connecticut. The population was 7,388 at the 2010 census. Every autumn, the town hosts the Durham Fair, the largest volunteer agricultural fair in New England.The Durham town center is listed by the U.S. Census Bureau as a census-designated place in the 2000 census. The core of the town center has also been listed as a historic district on the National Register of Historic Places.
Lebanon is a town in New London County, Connecticut, United States. The population was 7,308 at the 2010 census. The town lies just to the northwest of Norwich, directly south of Willimantic, 20 miles (32 km) north of New London, and 20 miles (32 km) east of Hart. The farming town is best known for its role in the American Revolution, where it was a major base of American operations, and for its historic town green, which is one of the largest in the nation and the only one still used partially for agriculture.
New Hart is a town in Litchfield County, Connecticut, United States. The population was 6,970 at the 2010 census. The town center is also defined by the U.S. Census Bureau as a census-designated place (CDP). The town is mainly a rural community consisting of farms, homes, and parks. Brodie Park and Ski Sundown are located in New Hart.
Westbrook is a town in Middlesex County, Connecticut, United States. The population was 6,938 at the 2010 census. The town center is also classified by the U.S. Census Bureau as a census-designated place (CDP).
Essex is a town in Middlesex County, Connecticut, United States. The population was 6,683 at the 2010 census. It is made up of three villages: Essex Village, Centerbrook, and Ivoryton.
EasternIn (UTC-4) ZIP code 06419 Area code(s) 860 FIPS code 09-40710 GNIS feature ID 0213448 Website http://www.townofkillingworth.com/ Killingworth is a town in Middlesex County, Connecticut, United States. The town's name can easily be confused with another Connecticut town, Killingly; or a Vermont ski area, Killington. The population was 6,018 at the 2000 census.
Marlborough is a town in Hart County, Connecticut, United States. It contains the census-designated place (CDP) of Terramuggus. The town's population was 6,404 at the 2010 census. Marlborough is an upper class suburban and rural community. The local high school is RHAM High School. In 2013, Marlborough ranked third (of 24) in Connecticut Magazine's biannual ranking of Connecticut small towns, median home sale price between $175,000 and $224,999.
Beacon Falls is a town in New Haven County, Connecticut, United States. The population was 5,246 at the 2000 census. The population increased to 6,049 at the 2010 census. Beacon Falls is also home to the national-known Meteorologist Jim Cantore. Settlers from Derby, Connecticut settled Beacon Falls in 1678. The town was incorporated in 1871 on lands carved from the neighboring towns of Bethany, Seymour, Naugatuck and Ox.
Willington is a town in Tolland County, Connecticut, United States. The population was 5,959 at the 2000 census.The Willimantic River borders the town on the west. Willington is about 25 miles northeast of Hart on Interstate 84, which also provides a connection to Boston, via the Massachusetts Turnpike. Providence, RI is accessible via U.S. Route 44. Larger communities nearby include Coventry, Staf, Tolland, and Willimantic. The University of Connecticut is located in adjacent Mansfield. The new public library (formerly located within Hall Memorial middle school) has been completed and opened as of fall 2006.Willington was incorporated in May, 1727.
Harwinton is a town in Litchfield County, Connecticut, United States. The population was 5,283 at the 2000 census. The name of the town is a blend of Hart and Windsor.
Bethany is a town in New Haven County, Connecticut, United States. The population was 5,563 at the 2010 census.
Columbia is a town in Tolland County, Connecticut, United States. The population was 4,971 at the 2000 census. Originally a part of Lebanon, known as the North Society or Lebanon's Crank, Columbia was incorporated in May, 1804. Columbia offers prekindergarten through 8th grade education in town at Horace W. Porter School, while high school students have a choice of attending four nearby high schools (Bolton High School, E. O. Smith High School, Windham High School and Windham Technical High School, part of the Connecticut Technical High School System).
North Stonington is a town in New London County, Connecticut, United States. The population was 5,297 at the 2010 census. North Stonington was split off from Stonington in 1724.
East Granby is a town in Hart County, Connecticut, United States. The population was 5,148 at the 2010 census. The town celebrated its 150th anniversary with a three-day festival on June 7, 8, and 9, 2008.
Canterbury is a town in Windham County, Connecticut, United States. The population was 5,132 at the 2010 census.
Bolton is a small rural town in Tolland County, Connecticut, United States. It is primarily residential, with an economy made up primarily of small businesses. The high school typically has between fifty and one hundred students per class. The population is 4,986 as of the 2010 census. Bolton was incorporated in October 1720 and is governed by town meeting.
Preston is a town in New London County, Connecticut, United States. The population was 4,726 at the 2010 census. The town includes the villages of Long Society, Preston City, and Poquetanuck.
Deep River (formerly known as Saybrook) is a town in Middlesex County, Conne"
The U.s. Trucking Association
states that there around
200,000 truck drivers with freight trucking
300,000 private providers trucking
firms accredited to
operate in the U.S. that transferred,
according to their latest listings of millions of
items, materials and
basic products .
There are several typical
groups on our nation
roads carrying these
crucial products to our
stores, factories and harbors.
Moreover trucking factoring
several of them and offer their
receivables financing services
including the following states.
Alaska, Arizona, Arkansas,
California, Colorado, Connecticut, Delaware,
Florida, Georgia, Hawaii, Idaho State,
Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska,
Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming
The total gross state product for 2010 was $237�billion. The per capita income for 2007 was $64,833, ranking fourth, behind the District of Columbia, Delaware, and Alaska. There is, however, a great disparity in incomes throughout the state; although New Canaan has one of the highest per capita incomes in America, Hartford is one of the ten cities with the lowest per capita incomes in America. As with Bridgeport, New Haven and other cities in the state, Hartford is surrounded by wealthier suburbs. New Canaan is the wealthiest town in Connecticut, with a per capita income of $85,459. Darien, Greenwich, Weston, Westport and Wilton also have per capita incomes over $65,000. Hartford is the poorest municipality in Connecticut, with a per capita income of $13,428 in 2000. There are other lower-income and blue-collar towns, mostly parts of towns, in the eastern part of the State
EveryJob is a free service dedicated to helping professional truck drivers find new truck driving jobs with the best trucking companies hiring today!
Locate truck driving jobs by city, state, position andenefits offered. Search current driving jobs and fill out the EZ truck driver application customized for cdl trucking jobs
The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.
The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.
Searching for the right trucking companies to move your freight can be tough, with the large amount of local, regional, and national truck carriers out there. Center helps make freight shipping simple, finding you the safest, reliable trucking companies every time you ship. Trucking companies are licensed and insured to carry freight safely and efficiently across the country, no matter the size or type of freight you need to ship.Plus, with the high volume of freight we move, we will work to get you the best freight rates possible. Simply enter in a few details below and you�ll see instant freight rates from all the top trucking companies in one easy screen
Life of a Truck driver, like many other professionals can be very challenging, rewarding, and frustrating at the same time. �The com� is an information site for many of the Truckers needs. It is designed to encompass the needs of the Trucker, both on the Road and at Home.
List of Trucking Companies for Owner/Operators and Company Drivers
EveryJob is a free service dedicated to helping professional truck drivers find new truck driving jobs with the best trucking companies hiring today!
Locate truck driving jobs by city, state, position andenefits offered. Search current driving jobs and fill out the EZ truck driver application customized for cdl trucking jobs
Life of a Truck driver, like many other professionals can be very challenging, rewarding, and frustrating at the same time. �The com� is an information site for many of the Truckers needs. It is designed to encompass the needs of the Trucker, both on the Road and at Home.
List of Trucking Companies for Owner/Operators and Company Drivers
Cox Truck & Haul have been operating their business since the mid 1980s. For more than twenty years they've been delivering goods for most major industries in the nation, with business booming as they traversed the country, in all kinds of weather, for all kinds of clients. During the boom times from 2002 to 2007 Cox Truck & Haul was the mastermind of a top-rated accounts receivable in the trucking industry. Few customers were ever late on bills and those clients who were, were sure to turn in their late payments within a reasonable amount of time. Times were great for everyone, and the cash was flowing.It was just one year later, in 2008, when the economy in the United States took a sharp decline, and both large and small businesses started to notice the squeeze on their pocketbooks: everyone had suddenly gone silent. Business slowed to a crawl
. Worse still, it was noticed by Cox in early 2008 that even though most of their loyal customers were on time with their payments, there were a few late bloomers who were starting to spread the disease. And as spring turmed to summer and summer into the early days of fall, Nicholas Ray, CEO of Cox felt a chill go down his spine whenever he would look at the weekly A/R reports. There was a growing list of clients who now owed them back debt.He had already been to the administrators to ask what the actual problem was. Were they doing something wrong or different when it came to reaching out to delinquent accounts? When checking his bookkeeper's records this was definitely not the case. Perhaps he was losing his customers to his competitor, who seemed to offer very low prices with no guarantee of quality or performance, and these clients who were in debt to his company had possibly disappeared leaving him stranded. They could not afford to pay him their debt, but they could afford a lesser service, maybe. So he did the necessary research and, after discussions with friends in the same field, he realised that no, his customers hadn't gone anywhere else. They had just gone home.This current state-of-affairs was causing Nicholas Ray to have some very restless nights. Nicholas was very concerned, because there were constant overheads, goods to ship, employees to pay, and trucks which needed to be maintained, but there just wasn't the money coming back into the business. At night he would speak to his wife Judith and shake his head in frustration.
""Lin, I have a really bad feeling,"" he'd sadly say to his wife.""What could you do differently?"" she would ask.Nicholas would stare off for a moment and then close eyes. He could see the fleet of trucks he had purchased over the years. He could see them on the road, delivering good to all his loyal customers. But somewhere, a haze would form over his fleet and the vast number of vehicles would disappear to but a few. What could cause this ultimate death spiral of business?""I think I know what it could be,"" Nicholas said. ""I've relied too long on the profits I receive from invoices alone. For too long I've been allowing our clients to let their accounts become overdue."" All Judith could do was hold his hand and look at him tenderly. 'We know it is a difficult economy at the moment - perhaps it will take a while for people to get on top of their bills'.""Nicholas knew his wife meant well, but he knew that he was responsible for too many people to sit idly by, waiting for the sun to peak over the clouds.The following day Nicholas walked into his office with a spring in his step, determined to call each and every client who owed money to Cox Truck & Haul. This wasn't really a very efficient way for a Chief Executive to spend his day, and Nicholas knew he should be overseeing all the other sides of the business, such as shipments and deliveries, approaching prospective customers, or working with his sales team. Even though he was doing something to help his company, he knew he had folks on salary to do just this thing. A waste of time - a waste of money - he had the best intentions, but all the while Nicholas was realising just how much trouble he was in.After a half day of contacting debtors in vain - they dodged his calls or promised to call back at worst or made minimal interest-only payments at best - he was about to throw in the towel when his secretary Gloriaerley knocked at his door.
""Can I have a word with you Nicholas?"" she queried, standing in the doorway.
""Of course Gloria, please come in."" Nicholas leaned back in his chair and looked expectantly at Gloriaerely.""Well Nicholas, this afternoon I did some research, trying to work out how we are going to get out of this mess."" She pulled a small stack of papers from a folder and set them on the desk before him.""Have you ever heard the word factoring?"" Gloriaerley asked.""It sounds vaguely familiar. What is factoring""? he asked.She began, ""Well, it is really very simple. Basically, factoring invoices means that we would get paid immediately for the loads we haul.""Immediately?"" Nicholas interrupted.""Immediately, yes"" she added, ""In a nutshell, it is pretty easy. We start by having a professional account manager review our figures and help us set up a company profile. That profile will also include investigating our accounts receivable aging reports, our existing customer credit limits and so on. Additionally, the factoring will help to determine the creditworthiness of our customers independent of their credit history with our business. It�s a broad view.""Nicholas replied cautiously ""I see - and what happens then?""Well, after their review, and we�re approved for a factoring contract, we can negotiate terms and conditions. You'll be surprised at the amount of flexibility, all dependent upon the credit histories and business volume.
The company will advise us the cost to purchase factoring for our company's accounts receivable. The funding commences once we�ve arrived at an agreement.�Nicholas leaned forward and reviewed the paperwork closely.""I do not know, Gloria - it just sounds too good to be true"", Nicholas said quietly.""Yes, I know; that's exactly what I thought at the beginning. But think about it, Nicholas: they've guaranteed that experts will do all the paperwork, and that will free us up to do what we should be doing - focusing on our customers in good standing, and that kind of stuff. They appear to be very flexible, Nicholas,"" she drew a circle around a paragraph on the document before him.""Just how flexible?"" asked Nicholas.""They personalize the factoring rates so that the amount they are willing to take on is commensurate with our needs and our client�s debt. It only takes 2 to 4 days for this to be figured out. ""That sounds pretty good, seeing as we tapped ourselves out with bank loans last year to repair the fleet and money sure is tight. it is imperative that we keep the business rolling as usual, and every day we go unpaid we are getting closer and closer to dealing with some serious issues in both the short term and the long term,"" said Nicholas.He took a deep breath and looked at his secretary with something she recognized as hope.""Precisely�. I think this might just be a way out of the trouble we are in with these folks who owe us money.""Nicholas thought about this and agreed with Gloriaerley. The customers who were in debt to Cox Truck & Haul were professional resources of the company, but they were also long-standing friends. Nicholas wasn't prepared to lose these relationships just because they were having financial issues at the moment. Nicholas knew only too well that the whole economy was floundering, and that it was not going to change overnight. If he did not handle these debtors in the right way, that unknown amount of time could spell disaster for all of them. He did not want to lose business but he also did not want to lose any more money.""Let me go over this tonight Gloria, and thankyou."" Gloria stood up and left Nicholas's office, with the nice feeling of knowing that she may just have solved a very serious problem.Nicholas stayed at his desk for a long time, looking over the details they hadn't discussed during their meeting. He wondered if there might be other problems freight factoring could help Cox Truck & Haul with? Running his pencil down the sheet, he noted that the freight factoring company could assist with fuel costs, fuel advances, and fuel discount cards. Nicholas was surprised: it said that his company could get up to fifty percent cash advances on load pickups. Nicholas was a typical business man: he despised binding contracts that did not allow room to breathe, so he was pleasantly surprised to see that the factoring company did not require a long term contract, that there was no minimum volume required, and that there were no sign-up fees.""I must tell Peter the good news,"" Nicholas muttered to himself.Nicholas's son-in-law, Peter, loved the idea behind Cox and highly respected his father-in-law for having such great business sense, that two years ago he got his capital together and started his own transportation company. At that time Nicholas knew the struggles Peter would face, but he still encouraged him to follow his dream. With the economy the way it was, if an established company such as Cox was struggling then the little guys, like Peter, were going to be in even more trouble. Perhaps the antidote to these problems was in freight factoring, and they were about to find out.A few months later after going through the entire application process and having the experts review his accounts receivable, credit history and statements, Nicholas found himself beginning to dig his way out of the hole his delinquent account holders had created for him.They took on reasonable factoring purchase contracts and stopped spending their precious man hours scrambling to collect debt. They took that time and refocused effort to offering competitive prices in new territories. Nicholas recalled those dismal months when he wasn't aware of freight factoring, and he shuddered at those memories. He probably wouldn't be in business today had he not learned just in time about freight factoring.
More Trucking Factoring Companies Story Articles
The Future of a Trucking Company, and Factoring Oscar Palmer let the phone ring on his desk. His morning coffee cooled and his cigarette smoked away in the tray: Oscar is thinking, and pondering the biggest decision he's ever had to make for his trucking business. Palmer Trucking Company was at a turning point of growth and Oscar had to decide if signing with a factoring company was the right way forward.
More than forty years ago Oscar's father had started this business working as an owner-operator and eventually growing Palmer Trucking Company into a fifteen trailer fleet. There had been some hard times when it seemed everything was going to go under and even Oscar�s mother strapped herself into a cab to make hauls. His father had worked long enough to see the price of hires drop dramatically during the recession and to see the explosion of fuel prices afterwards. But now things were different: the company was in Oscar's hands and he needed to ensure that this business would be left in great shape for his sons.
There just never seemed to be enough money to go around, and certainly no spare cash, but to move his company successfully into the future he needed a steady and reliable cash flow. He had employees to pay. They had families and household bills too. Some of the refrigerated trailers were in need of repairs and he felt to stay competitive it was also a good idea to invest in specialized haulers to be ready for the constant requests he was getting for loads of new energy and agriculture equipment. Every time he had to turn down a request, Palmer Trucking looked weak in a very strong market.
He knew what his father would have said - 'wait, take your time before adding new technology'. Oscar chuckled, thinking about his father. His father had been against placing GPS units in the cabs. He would say, �Why do you need the voice of some woman to tell you to get off at an exit that has been the same exit that has been there for years?� Also his father had the habit of teasing all the drivers he caught switching into automatic even though driving in automatic was much more efficient though not manly in his father�s eyes. His father days were long gone and technology was actually an important improvement for the business such as having Qualcomm to cut down on fruitless time communicating on the phone for bills of lading.
Oscar believed a successful man is always thinking of his next step. How would he take Palmer Trucking to the next level? And how would he be able to afford it? Business funding was tied up in fuel bills and the mortgage for the garage and office. He just finished paying off the small bank loan for installing satellite radio in the trucks for the guys.
He wondered about factoring - was this the answer for him? If he was being honest, he did not really understand how it all worked. It sounded a lot like ninth grade algebra which just didn�t feel like it belonged as part of the trucking business. Factoring companies buy your invoices and manage your accounts receivable for a certain percentage of the invoiced amount. In return, the factoring company pays the trucking business straight away, providing immediate cash flow for the business to pay staff, purchase fuel, and do any repairs or maintenance. Without this assistance, you're placed in the position of waiting for payment from your customers, and this can often be thirty days, or more. During those thirty days the trucking company cannot pay its employees and bills with invoices.
Now it was time for Oscar to do his homework. He had heard of companies charging for same day money transfers, advancing a percentage of the money owed to your business, while the rest is held in a private account if the bill wasn't paid within sixty or more days. Plus it was worse still if the customer didn�t pay up at all because then the factoring company would take it right out of the money supposed to be coming to you! Through the grapevine, he�d also heard about how some companies suddenly slipped you onto a sliding scale of percentages even if you had already signed a lengthy contract for maybe 3% or 7% so there you are with 10% coming as a cost to you out of the freight bill. His friend Ronnie who had a trucking business in Missouri, was run nearly into the ground by a factoring company that charged him the full freight bill on top of the factoring fees. Well, what was the point of going to a factoring company if there was shady business like that going on?
However, it all turned out to be very simple. When he called the factoring companies he discovered they were very open about their business practices, and very friendly and helpful. Customer service appeared to understand their company and explained in clear, concise English exactly how it all worked. He was quite happy to sign an exclusive contract. He liked the idea of a long term commitment so he knew he wouldn�t have to bother going back and forth to different companies and wasting time filing more forms. Nobody charged him for credit checks and they offered him a fuel advance on the pick-up of the load. In fact there were a few companies who offered him a non-recourse factoring program, and this was exactly what he had been hoping for. He was more than happy with the figures he was offered in percentage terms on the freight bills. It was good money.
It was really refreshing dealing with the factoring people. They were more personable than those loan managers at the bank. It seemed as though those bank people spoke another language, but these factoring guys knew the trucking business and spoke to him like a client, not like a beggar for a handout. The factoring companies were not interested in his credit nor the financial problems his father had experienced in the past. Factoring was based on the credit of his customers and on their reliability which worked well for Oscar because he and his father had built up good strong relationships over decades with their list of clients. He knew immediately that there would not be any problems when they were contacted by the factoring company regarding their invoices. His clients wouldn�t think poorly of Palmer Trucking and the factoring companies appeared capable of handling the accounts receivable in the same polite manner that his father had used over the years.
Feeling happier now, Oscar stepped out of his office to advise his secretary to expect to receive the contract very shortly from the factoring company. There was a new bounce is his step now: he knew instinctively that this new step would raise the future of his company to a new and higher level, and that all the stress from the past could now be put behind him. With the capabilities of this new cash flow, Oscar could actually expand Palmer Trucking Company further across the country and perhaps even go international into Canada. His heart felt full knowing his sons wouldn�t have to worry about money because of the right decisions he had made for their trucking business.
�So, this is not a loan?� asked Tyler West, reclining back into his chair and crossing his legs. The woman sitting across the desk from Tyler smiled at him, shaking her head.�No, not exactly,� she stated.Tyler was the owner of a small trucking company which had fallen on some hard times recently. Certainly the trucking business can be an extremely profitable venture, and for many years it had been that way for Ronald. His company was called Sullivan Trucking, named after both of his grandfathers, Norman and Steve. They had both been hardworking men, and had done a lot to make Tyler the same.Six months ago disaster struck Ronald's business when two out of his fleet of fifteen trucks were taken off the road.
One was involved in a very costly accident, and the other simply rolled over, and headed to the trucking graveyard. The financial security of Ronald's company relied on his full fleet on fifteen being on the road, and missing two trucks was just devastating . Furthermore, buying a whole new truck and fixing the other simply took more cash than Tyler had on hand.Paying of bills in the trucking industry is always a major cause for concern for businesses.
Waiting a month or longer for bills to be paid was quite normal. This system works okay as long as no problems arise, but if they do, then things can get quite sticky.Tyler wasn�t a bad owner, and he hadn�t messed up. Things had happened that he could not have predicted, and he had to figure out a way to keep his business from hurting, or even going under.That�s where the woman across the desk came in. Tyler knew she was employed by a Factoring company and that her name was Julie. Tyler had come across her company as he sat in his office late one night, pouring over the internet for some solution to his problem long after his employees had gone home.Julie explained. �It�s not a loan, we purchase your accounts receivable. We aren�t giving you money to be paid back later, we�re buying something from you, and you can buy it back when you can. That way we�re protected from a complete loss, but you�re protected from the outrageous fees you would find in a loan from the bank.Tyler agreed. It sounded perfect - perhaps too good?.Julie laughed. �I'm not sure that you believe me,� she said.�No, I do, I just think it sounds a bit too good to be true. I thought I was going to lose my company.�Julie smiled, agreeing. �We get that a lot. Listen, I�d hate to see you lose your company. You work hard, you�ve put everything you can into it. Sometimes you need help. That�s what we�re here for.""In any case, thank you for coming to see me.""No problem - I'm just down the road. We normally do it all online but I was happy to come and visit you today,� Julie said with a smile. �Let's work out a solution to your problem.�And right there and then they created a business profile. Tyler completed the form, with Julie offering advice as needed.
The profile filled Julie and her company in on Ronald�s company, and would help them determine if he was suitable for factoring. In truth, not all companies were. Some were beyond factoring special brand of help, and sometimes things weren�t even dire enough for it. As Tyler completed his form, Julie listened to his story and she felt quite sure he would be the ideal candidate for Factoring.When the form was done Julie took it and slid it into her briefcase. Standing up, she reached over the desk and shook Ronald's hand. He stood before they shook as well, and then smiled. Tyler walked Julie to the door where they said 'Goodbye', then he went back into his office.All his staff members were there, all seven who worked in his office. Sitting behind his desk once more he could hear the familiar sounds of his office workers going about their daily business.He leaned back and closed his eyes. He felt so drained: he had been flailing helplessly for so long, he just knew his business was going to collapse and probably take him with it. Talking to Julie though, learning about factoring, it felt like a weight had been lifted from his shoulders. He relaxed into his chair, running his hand through his thick black hair with its telling streaks of grey.All those long, sleepless nights. The sudden panic attacks, not matter where he was. Already he could feel all the stress start to drain away. He wasn�t out of the woods yet, there was still a lot of work to be done, but he could feel it. He was still here; he knew this was the right path for him, and he felt proud that he had taken the appropriate steps to sort out his problems.Tyler couldn�t help but think back to when he had first started the business. He had opened a restaurant at age twenty two when he was fresh out of school. It had been successful. Home cooking in his hometown, and he had done very well.But it wasn't what he really wanted to do. His passion didn�t lie with the food industry. He thought long and hard, and then he decided to sell the restaurant. He took half a year off, and in that time he thought to start Sullivan Trucking. And that's exactly what he did. For the second time in his short life he created a company from the ground up. He had been successful.And then the trucks went down, and his success looked to be in flux. He was about to turn fifty. He was concerned that he just did not have the energy left to try and save the business. But he couldn�t give up. Just the thought of shutting down, cutting his losses, laying off his workers - the whole thing made him physically sick some nights. He did not want to quit - both for himself and for his staff members.And now, because of factoring, he was sure he wouldn�t have to. Ronald's eyes opened, he sat forward in his chair and turned on his computer. He had things to do. He could be thankful later, for now, it was time to work.
More Trucking Factoring Company Story Articles
The key reasons why Truck Companies Employ Factoring Firms.
As the manager of your own company, you may perhaps be more than aware already of the challenge in making certain that capital issues do not become a problem down the line. Anyway, the most unfortunate thing that can potentially transpire for your establishment is to find yourself swept up in a long and problematic circumstance that leaves you forever trying to find the funds you really need on an on-going basis.
For any business enterprise in this circumstance, the challenge can come for waiting for work to clear up and actually be settled into your balance. Bill of sales, checks, and the like can take a long time to actually to beprocessed which can leave you with temporary available resources issues. Gratefully, there are options out there for companies to explore-- and among these is factoring companies.
Factoring agencies will, in exchange for your invoices, grant you with the cash money now so that you do not need to fret about the lingering period which could make paying the bills and getting toolsmore challenging. With this type of setup, invoice factoring can end up being extraordinarily valuable for lots of firms who need to avoid a money ploy which they have found themselves in.
Due to the fact that, relying on the size of the work, it can take up to 60 days for many firms to get compensated then it is significant to cover your own back and certainly not leave yourself funds short to pay off the costs. After all, how many businesses possess two months earnings just occupying there to pay for all their overheads till they make money?
This is specifically correct of truck firms. They tend to deal with bunches of accounts which means a substantial volume of collection time demands company owner themselves. Attempting to get paid promptly can become an unbelievable headache and this is the reason why you utilize truck factoring agencies who are thrilled to help out truckers specifically.
As all of us determine, trucking is an remarkably large business with countless firms out there handling hundreds of operators. However, plenty of these drivers land up in cash predicaments due to the fact that they are still expecting work from six weeks ago to actually pay them. When this is the condition for a trucking firm, turning to factoring providers for reinforcement maybe the finest alternative left.
This indicates that a trucking company can compensate the salaries of the personnel, keep all the vehicles topped off with fuel and continue to go up, rise and expand without always waiting for the income which is taking too prolonged to come in. Trucking Establishments functioning without a factoring system used are leaving themselves at substantial risk, as competitors cash out promptly and carry on to broaden.
There's absolutely not a thing to be stressed about when it comes to employing a Factoring company-- they are not like a financial institution or someone who is going to leave you with a significant mound of liability to pay back. You give them legitimate invoices from job you have already accomplished , you are only just accelerating the payment system.
In the United States, where trucking companies develop, factoring enterprises are not considered borrowing in any capacity. This private agreement then enables both parties to make money and take joy in a worry-free future-- it provides the factoring business a guaranteed asset of revenue to include in the list and it gives the trucking company the required finances that they sweated to obtain.
The trucking establishment provides their invoices to the factoring establishment. The trucking factoring firm then acquire the installment payments from the trucking company's customers. Factoring has beenaround for hundreds of years and has been used for several years by lots of varying business-- but none exceeding so than truckers. While you could lose out on a small part of the money, something like 1-3 % depending on who you partner with, it implies that you are getting the finances today and can actually start off putting the money to work.
Anyway, an IOU or an invoice is not going to pay for spendings, is it? For trucking agencies when the money can be very good one day and gone the next, it is up to the drivers to work smartly and to make sure they are leaving themselves with a significant amount of time and finance to get through the week till they are compensated again.
So the next moment your trucking business is bearing some temporary capital concerns and you are putting in a lot of time chasing sluggish paying clients, why not start off thinking about utilizing a factoring companies as a way to get your money and give yourself a more pleasant future in the eyes of your trucking workers and your bank dividend?
Traditional Bank Loans
Finance through a bank loan is the normal, or traditional, way of financing your business. These loans can be a life-saver, but they're not always available to every business. For example, a fairly newly established business simply may not have the assets to readily get a loan from a bank, even if they do, the standard collateral for a business loan is the business itself, which means that if you cannot make your loan payment, you risk losing your entire business. In addition, while you apply for a certain loan amount, that is all the financing you are entitled to. Of course, once that loan has been re-paid, you can always re-apply for another loan.
What Are Trucking Factoring Companies?
Trucking Factoring companies do not offer loans, and you do not go into debt when you get money from a Trucking Factoring company. The finance you receive from the Trucking Factoring company is determined by money already earned by your business, but not yet received. Trucking Factoring companies actually purchase your accounts receivable or at least part of them for a percentage of their total worth, Normally around 80%-95%. The amount of finance you can receive will be based on the amount you have earned and the accounts receivable you are prepared to sell. Once a Trucking Factoring account has been created for you, it will continue for as long as you need it, with the money available continuing to grow as your business grows, and providing cash as you require it.
Benefits of a Trucking Factoring Company Vs. A Bank Loan
While not every business can take advantage of Trucking Factoring account financing (you have to have a business that has account receivables) for those that can use this type of financing there are several distinct benefits.
1. You will not Incur Debt. Since the Trucking Factoring company actually buys your accounts receivable you do not actually incur debt like you do with a bank loan. One of the main benefits of this kind of financing is that your business credit rating and your personal credit rating will not be affected. In the event that your business fails, you would not have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. The debt goes onto your credit report with a bank loan, with only one missed payment adversely affecting your business credit: it would also affect your ability to secure insurance, and may reflect on your personal credit rating as well.
2. No Collateral Required. Another benefit of using a Trucking Factoring company instead of a traditional loan is that you are not required to provide collateral to the Trucking Factoring company in order to secure financing, because the company �buys� the accounts receivables; not loans you money based on them. Plus, the state of your credit rating is not an issue; however the Trucking Factoring company will run a credit check on your clients whose accounts receivable are being offered for financing. This means that it is easier for new businesses to access the finance they need through a Trucking Factoring company, providing their accounts receivable are in good order. A bank may believe you haven't been in business long enough to be able to cover this risk.
3. You'll receive the money faster. Using a Trucking Factoring company means that you'll get the finance quicker. Once the Trucking Factoring company assures itself that the customers in your accounts receivable are likely to pay their debt, the money is usually in the account within 24 hours. With a bank, there are vast amounts of paperwork, then the loan has to be underwritten, which can take months before you actually see the loan if it is approved.
4.You receive interest up-front. Unlike a bank loan that continues to build interest that you have to pay the entire time you have your business loan with a Trucking Factoring company, you do not have to continue to pay interest as they take it right off the top, deducting it from the total amount of accounts receivable. So not only are you relieved of those monthly loan payments, but you also do not have to worry about the building up of interest, as every penny in the account is yours to spend on the business.
As you can see from the above, there are some great benefits to financing through a Trucking Factoring company, and not through a traditional bank loan. However, there are also a couple of other benefits that a factory company can offer your business is far beyond the scope of the bank. The main benefit is that once you've sold your accounts receivable to the Trucking Factoring company, you are free from having to collect money owed by your customers. Since these accounts belong to the Trucking Factoring company, this is now their job. Trucking Factoring companies are very efficient at debt collecting, and this frees up your valuable time to devote to running your company.
Another bonus is that, because the Trucking Factoring company has evaluated the quality of your customers' credit before buying the accounts receivable, you learn valuable information regarding your customers, like which ones are likely to pay, and which ones are less likely to pay.While a Trucking Factoring company is not the only way for your business to obtain the money it needs to keep growing, it does offer a type of financing well worth considering.